Mark N. Howard, CLTC®, MS, MBA is a Dallas-based financial adviser with more than 20 years of experience helping individuals, families, and business owners make confident financial decisions. His approach centers on education, clarity, and practical action - because financial planning works best when it’s understood.

Mark holds degrees from Howard University, the University of Illinois at Urbana–Champaign, and Northwestern University’s Kellogg School of Management. He holds FINRA Series 6, 7, 63 and 65 licenses, along with Life & Health licenses in multiple states, and works with clients on retirement planning, insurance strategies, estate planning, and long-term financial protection.

Outside of client work, Mark is active in the Dallas community, serves on several boards, speaks regularly on financial literacy, and spends his time with his three children and a Portuguese water dog who, despite the name, hates the water.